Welcome to 10019 Settle Rd in the heart of Santee! This inviting 3-bedroom, 2-bath home offers comfort, space, and a prime location near one of the city’s best outdoor recreation spots. Inside, you'll find a bright, functional layout with a spacious living room that flows into the dining area—perfect for everyday living and casual entertaining. Step outside to your private backyard oasis featuring a sparkling pool—ideal for relaxing, hosting gatherings, or enjoying warm summer days. The attached 2-car garage and large driveway provide plenty of parking and storage. Complete with Solar Panels! One of the standout features of this home is its walking-distance access to The Lakes Recreation Area, where you can enjoy fishing, scenic trails, playgrounds, and picnic areas—great for outdoor lovers and families. Located on a quiet street with no HOA and convenient access to shopping, schools, and freeways, this home offers incredible value in a desirable community. Qualified buyers may even be eligible for a discount on today’s mortgage rates, making it an even more attractive opportunity. Please have your agent inquire with the listing agent for more details about a discount in mortgage rates. Don’t miss your chance to make this Santee gem your own!