Ari Jakobov

Ari Jakobov

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$1,495,000

($847,094 down)
VA

1284 Panorama Ridge Rd, Oceanside, CA 92056

4
3
2,911 sqft
PITI Monthly
$4,839.03 /mo

Listing courtesy of: Ixie Weber, Redfin Corporation

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,982 /mo
$4,845 /mo

What's Special

REMODELED
DESIRED
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
PATIO
BALCONY
CUL-DE-SAC

This stunning 4-bedroom, 3-bathroom plus loft home is located in the highly sought-after Panorama Ridge community. Originally built as the model home in 2004, it showcases premium upgrades and thoughtful design throughout. Nestled on a quiet cul-de-sac, the home boasts exceptional curb appeal with a three-car garage, extended driveway, mature landscaping, and an inviting sitting vignette in the relaxing shade of a mature tree. Upon entering, you are welcomed by soaring 9-foot ceilings, arched entryways, and an open floor plan that seamlessly connects the living and dining rooms. Tile wood and slate flooring, plantation shutters, and detailed baseboards add warmth and sophistication to the space. The recently remodeled gourmet kitchen is a Chef's Delight featuring an extended island with white quartz countertops, custom cabinetry with pull-out drawers, Viking appliances including a 6-burner gas cooktop and microwave/convection oven, and a full wall of pantry storage. The kitchen opens to the family room, which includes a raised gas fireplace, built-ins and a surround sound system, making it the perfect place to relax and entertain. The home offers a functional layout with a large bedroom and full bath downstairs, along with a laundry room and direct access to the three-car garage. Upstairs, the oversized primary suite features a double-door entry, an extended retreat - perfect for a reading nook or home office, plus a balcony with breathtaking views of the Vista and Fallbrook valleys. The en-suite bathroom includes dual sinks, a sit-down vanity, a walk-in closet, granite The home offers a functional layout with a large bedroom and full bath downstairs, along with a laundry room and direct access to the three-car garage. Upstairs, the oversized primary suite features a double-door entry, an extended retreat - perfect for a reading nook or home office, plus a balcony with breathtaking views of the Vista and Fallbrook valleys. The en-suite bathroom includes dual sinks, a sit-down vanity, a walk-in closet, granite countertops, a private commode, a soaking tub, and a walk-in shower. Two additional large bedrooms with ample closet space are also located upstairs. The optional fifth bedroom is currently a bonus room/loft with built-in cabinetry and plantation shutters, offering stunning views of the backyard and valley. This space can easily be converted back into a bedroom if desired. Situated on a spacious 14,000+ square foot lot, the backyard offers two covered patios, a large grassy area, and spectacular views & sunsets to enjoy year-round. As an added bonus, this beauty features an owned solar system. With its elegant design, premium upgrades, and breathtaking views, this exceptional home is a rare opportunity. Don't miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 9 months
Monthly PITI
$4,839.03/mo
Estimated Loan Balance
$652,150
Cash to close
$847,094
Interest Paid
$84,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas, HighEfficiency
  • Heating: FloorFurnace, Fireplaces, HighEfficiency, NaturalGas
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Stone, Tile

Exterior

Fencing
  • Fencing: GoodCondition, Wood, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stone, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Panorama Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $217
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $513.57
  • Tax Annual Amount: $18687.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $847,094 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $847,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$647,906
Your Cash:$847,094
Total Purchase Price:$1,495,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,982/mo
Traditional @ 7.15%
$5,025/mo
You save $2,044/month ($24,522/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024027SD

Listing From:

Last updated: 2025-04-10T22:09:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,982 /mo
$4,845 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $847,094 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $847,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$647,906
Your Cash:$847,094
Total Purchase Price:$1,495,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,982/mo
Traditional @ 7.15%
$5,025/mo
You save $2,044/month ($24,522/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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