Ari Jakobov

Ari Jakobov

Property SearchContact
primary-1
primary-2primary-3
Pending

$875,000

($249,029 down)
VA

15829 Oak Valley Road, Ramona, CA 92065

3
2
1,998 sqft
PITI Monthly
$3,921.22 /mo

Listing courtesy of: Alexander Wells, Wisdom Properties

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,793 /mo
$4,597 /mo

What's Special

OPEN CONCEPT
SERENE
DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
WALK-IN CLOSET
PATIO
COZY
EFFICIENT

Discover the Good Life in This Beautifully Upgraded Ramona Retreat! Nestled among towering oaks on a private 1-acre lot, this stunning home offers the perfect blend of modern luxury and serene country living. From the moment you arrive, you’ll be captivated by the meticulously designed spaces and exceptional upgrades that make this property truly one-of-a-kind. This home features a Gourmet Kitchen & Expansive Open Concept floor plan. At the heart of this home is its gorgeous, fully upgraded kitchen, complete with sleek stainless-steel appliances, a spacious breakfast counter, and dual pantries for all your storage needs. The open-concept design effortlessly connects the kitchen to the light-filled family room, creating a perfect space for entertaining or relaxing by the cozy fireplace. Retreat to your personal sanctuary in the oversized primary suite, where you'll find a whirlpool tub, a walk-in closet, and abundant space to unwind after a long day. This tranquil space is designed for comfort, offering both privacy and convenience. Step outside and enjoy more than 600 square feet of covered patio space, ideal for dining, entertaining, or simply soaking in the beauty of your surroundings. The property is fully equipped with energy-efficient features, including a fully owned solar power system, ensuring both comfort and savings year-round. Designed with both luxury and practicality in mind, this home includes a 1,200-square-foot barn/shed with electric power, ideal for a workshop, storage, or housing livestock. The property is fully livestock-ready, with a private gated driveway and a dedicated RV pad with full hookups—perfect for your RV or guests. The versatile layout features exceptionally spacious bedrooms, with the third bedroom and bathroom located in a private ‘wing’ of the home—an ideal setup for guests or as an in-law suite. Freshly painted exterior, the home also boasts engineered wood floors throughout and a whole house fan to optimize energy efficiency. This is more than just a home—it’s a lifestyle. Don’t miss your chance to own this remarkable property in the highly desirable West End of Ramona!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,921.22/mo
Estimated Loan Balance
$733,932
Cash to close
$249,029
Interest Paid
$65,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: HeatPump, WholeHouseFan
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Mountainous
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $437.94
  • Tax Annual Amount: $10937.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,029 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $249,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$625,971
Your Cash$249,029
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,793/mo
Traditional @ 7.15%
$4,769/mo
You save $1,975/month ($23,705/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503393

Listing From:

Last updated: 2025-04-10T23:57:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,793 /mo
$4,597 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,029 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $249,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$625,971
Your Cash$249,029
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,793/mo
Traditional @ 7.15%
$4,769/mo
You save $1,975/month ($23,705/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

eXp Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.