Ari Jakobov

Ari Jakobov

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$239,900

($94,209 down)
FHA

1901 Luna Vista, CA-Needles, CA 92363

4
2
1,404 sqft
PITI Monthly
$1,245.8 /mo

Listing courtesy of: Richard Lerma, Luxe One Realty Professionals

Assumed Rate

5.23%
7.15%

Principal & Interest

$838 /mo
$1,027 /mo

What's Special

REMODELED
SPACIOUS

1901 Luna Vista, Needles, CA - Live the Colorado River Lifestyle – Just in Time for Summer! Welcome to your perfect river retreat! This beautifully remodeled 4-bedroom, 2-bath home offers the best of Colorado River living—whether you're looking for a weekend getaway or a full-time residence. Updated within the last two years, the home features stylish new bathrooms, fresh flooring and paint, upgraded landscaping, and more. Situated on a spacious corner lot with ample parking for your RV, river and desert toys, this property was made for fun and relaxation. Enjoy the added bonus of solar power, keeping those electric bills low while you soak up the sunshine. Located just minutes from the sparkling blue waters of the Colorado River, this home offers year-round access to boating, fishing, and desert adventure. Don’t miss your chance to own a piece of paradise without breaking the bank!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,245.8/mo
Estimated Loan Balance
$146,294
Cash to close
$94,209
Interest Paid
$21,453

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Stucco, WoodFrame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodFrame
  • Roof: Shingle
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: N/A
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: CA-Needles

Financial Details

  • Price per Sqft: $170.87
  • Tax Annual Amount: $1801
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,209 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $94,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$145,691
Your Cash$94,209
Total Purchase Price:$239,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$838/mo
Traditional @ 7.15%
$1,066/mo
You save $228/month ($2,731/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 027197

Listing From:

Last updated: 2025-04-09T22:55:56.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$838 /mo
$1,027 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,209 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $94,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$145,691
Your Cash$94,209
Total Purchase Price:$239,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$838/mo
Traditional @ 7.15%
$1,066/mo
You save $228/month ($2,731/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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