Ari Jakobov

Ari Jakobov

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Active

$699,000

($253,188 down)
VA

227 Carissa Drive, Oceanside, CA 92057

2
2
906 sqft
PITI Monthly
$3,048.61 /mo

Listing courtesy of: Carole Downing, Berkshire Hathaway HomeService

Assumed Rate

3.23%
7.15%

Principal & Interest

$2,154 /mo
$3,351 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
VAULTED CEILINGS
PATIO
COMMUNITY POOL

Beautifully updated 2-bed, 2-bath detached single-family home with a 2-car attached garage, fully owned solar, fresh interior paint, and newly installed luxury vinyl plank flooring and carpet. Step inside to a bright and airy great room featuring vaulted ceilings and skylights that bring in an abundance of natural light. Luxury vinyl plank flooring extends through the main living areas, creating a cohesive and modern feel. The spacious kitchen features white cabinetry, granite countertops, a breakfast bar, and plenty of natural light. The primary suite offers a ceiling fan, a large closet, and direct access to the backyard through a sliding glass door—just steps away from the above-ground spa, perfect for relaxing. The en-suite bath has been beautifully updated with a spacious walk-in shower, modern vanity, and contemporary finishes. A secondary bedroom with a ceiling fan and a full hall bath completes the floorplan. The expansive yard is fully fenced with a wraparound patio, above-ground spa, play structure, and endless potential for gardening, outdoor entertaining, or play. Additional highlights include updated dual-pane windows and slider, crown molding, large baseboards, recessed lighting, updated hardware, and central AC. The 2-car garage features finished floors and built-in storage cabinets. Enjoy access to the community pool and spa and the nearby park, which offers an abundance of recreational activities. Conveniently located near schools, shopping, dining, and movies, and just a quick drive to the beach!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,048.61/mo
Estimated Loan Balance
$448,658
Cash to close
$253,188
Interest Paid
$72,427

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Murray Mission
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $771.52
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $253,188 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $253,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$445,812
Your Cash$253,188
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$2,154/mo
Traditional @ 7.15%
$3,476/mo
You save $1,322/month ($15,866/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503544

Listing From:

Last updated: 2025-04-12T00:00:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$2,154 /mo
$3,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $253,188 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $253,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$445,812
Your Cash$253,188
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$2,154/mo
Traditional @ 7.15%
$3,476/mo
You save $1,322/month ($15,866/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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