Ari Jakobov

Ari Jakobov

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$399,900

($133,173 down)
FHA

3554 Kachina Avenue NE, Saint Michael, MN 55376

3
3
1,517 sqft
PITI Monthly
$1,862.92 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,206 /mo
$1,989 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
GAME ROOM
DECK
COZY

If you are looking for maintenance free living with a single-family home feel, then this is the one for you! Located within the acclaimed STMA school district and just minutes from parks, trails, and local amenities, this rambler-style home has everything taken care of for you - snow removal, lawn maintenance & irrigation, as well as sanitation services. A welcoming front porch adds to the home’s curb appeal and provides an additional space to relax outdoors. Inside you’ll find an open, light-filled floor plan designed for easy main-level living. The living room features a cozy gas fireplace and is open to the kitchen & dining, perfect for gathering with family or friends. Just off the dining room, there is a deck which makes grilling out a breeze. The kitchen features an oversized center island, granite countertops, dedicated pantry closet, and stainless steel appliances. With three bedrooms and two and a half bathrooms, there's room for everyone. The spacious primary suite includes a large walk-in closet and an ensuite bathroom complete with a tall, double bowl vanity for added convenience. Two additional bedrooms offer flexibility for guest rooms, home office space, or hobbies. One of the home’s standout features is the unfinished basement, offering endless possibilities for customization—whether you envision a home theater, game room, gym, or an additional bedroom. The basement already includes a convenient half bathroom, making future finishing even easier. Don’t miss the opportunity to make this fantastic home yours schedule a showing today.

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,862.92/mo
Estimated Loan Balance
$267,903
Cash to close
$133,173
Interest Paid
$32,454

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Humidifier
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Detached
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Morgendal
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Property Solutions
  • HOA Amenities: Unknown
  • HOA Fee: $211
  • HOA Frequency: $Monthly
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $263.61
  • Tax Annual Amount: $3584
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $133,173 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $133,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$266,727
Your Cash$133,173
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,206/mo
Traditional @ 7.15%
$2,064/mo
You save $858/month ($10,296/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6696625

Listing From: northstar

Last updated: 2025-04-14T20:53:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,206 /mo
$1,989 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,173 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $133,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$266,727
Your Cash$133,173
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,206/mo
Traditional @ 7.15%
$2,064/mo
You save $858/month ($10,296/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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