Ari Jakobov

Ari Jakobov

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Pending

$880,000

($170,339 down)
VA

4156 Marcella Street, Oceanside, CA 92056

4
3
1,956 sqft
PITI Monthly
$4,339.88 /mo

Listing courtesy of: Jake Smoke, LPT Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,207 /mo
$5,217 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
MATURE TREES
CUL-DE-SAC
EFFICIENT
SOLAR PANELS

Welcome to your next chapter in coastal living! Nestled on a serene cul-de-sac in the coveted Mira Costa neighborhood, just under 8 miles from the iconic Oceanside Pier, this beautifully updated 4-bedroom, 2.5-bathroom home offers 1,956 sq ft of flexible and bright living space—with a view that will absolutely take your breath away. Step into a sun-soaked interior where newer energy-efficient windows fill each room with natural light. The open-concept living and dining areas invite you to relax and entertain in style, while the spacious kitchen with stainless steel appliances and ample cabinetry offers functionality with a classic touch. Downstairs, the ground-floor primary suite is a true retreat—featuring its own picturesque view of the backyard, which is perfect for morning coffee or winding down under the stars. But the crown jewel of this home is the expansive backyard, where you’ll be treated to sweeping panoramic views that stretch beyond the horizon. With no neighbors directly behind you, you’ll enjoy complete privacy and an incredible sense of space. Imagine string lights twinkling overhead, the sun setting over the landscape, and your guests marveling at the unobstructed scenery that feels like it belongs only to you. Additional features include: Solar panels—energy-efficient and wallet-friendly RV parking—a rare bonus in this quiet, established neighborhood Low-maintenance landscaping and mature trees Move-in ready condition with room to personalize and make it your own Located minutes from shopping, top-rated schools, MiraCosta College, Buccaneer Beach, and vibrant downtown Oceanside, this home offers the best of coastal and suburban living. Whether you're soaking in the coastal breeze or entertaining with a view, 4156 Marcella St. is more than just a home—it's an opportunity to make every day feel like a getaway. - Don't miss this stellar opportunity—homes on this street rarely come available. Schedule your showing today and come experience the view that could be yours.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$4,339.88/mo
Estimated Loan Balance
$714,150
Cash to close
$170,339
Interest Paid
$78,384

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, SeeRemarks, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, StreetLights, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $449.9
  • Tax Annual Amount: $11000
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $170,339 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $170,339!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$709,661
Your Cash$170,339
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,207/mo
Traditional @ 7.15%
$5,411/mo
You save $2,205/month ($26,454/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503481

Listing From:

Last updated: 2025-04-15T17:53:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,207 /mo
$5,217 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,339 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $170,339!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$709,661
Your Cash$170,339
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,207/mo
Traditional @ 7.15%
$5,411/mo
You save $2,205/month ($26,454/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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