Ari Jakobov

Ari Jakobov

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Pending

$769,000

($562,847 down)
FHA

4454 Cynthia Pl, San Diego, CA 92105

4
3
1,844 sqft
PITI Monthly
$2,872.86 /mo

Listing courtesy of: Alisa Edwards, Dwell Well Realty Inc

Assumed Rate

5.03%
7.15%

Principal & Interest

$1,640 /mo
$2,056 /mo

What's Special

DINING
SPACIOUS
HOME OFFICE
PATIO
CUL-DE-SAC
CHARMING

Spacious home with Endless Potential nestled on a quiet cul-de-sac in the highly desirable Ridge View neighborhood. This spacious 4-bedroom, 3-bathroom home offers 1,844 square feet of thoughtfully designed living space—perfectly blending comfort and flexibility. Expanded in 2006, the home features a welcoming open-concept layout where the living, dining/bonus family space, and kitchen areas flow seamlessly together. The main level includes a private primary suite along with an additional bedroom & bath, offering versatility for multigenerational living, a home office, or guest accommodations. With solid construction and great bones this home is full of potential. Updates include new plumbing, added drainage in the back patio area, primary bedroom/second story addition. Located in a charming and established neighborhood known for its friendly atmosphere and convenience, this is a rare opportunity to own a truly special home. Bring your vision and make this Ridge View gem your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.03
Remaining Loan Term
15 years, 0 months
Monthly PITI
$2,872.86/mo
Estimated Loan Balance
$283,152
Cash to close
$562,847
Interest Paid
$197,667

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $417.03
  • Tax Annual Amount: $9612.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $562,847 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $562,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.03% Sellers Rate
$206,153
Your Cash:$562,847
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 5.03%
$1,640/mo
Traditional @ 7.15%
$2,132/mo
You save $493/month ($5,915/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024244SD

Listing From:

Last updated: 2025-04-16T21:13:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.03%
7.15%

Principal & Interest

$1,640 /mo
$2,056 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $562,847 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $562,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.03% Sellers Rate
$206,153
Your Cash:$562,847
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 5.03%
$1,640/mo
Traditional @ 7.15%
$2,132/mo
You save $493/month ($5,915/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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