Ari Jakobov

Ari Jakobov

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Active

$355,000

($17,867 down)
VA

4912 Opal Lane NW, Rochester, MN 55901

4
2
2,040 sqft
PITI Monthly
$2,758.75 /mo

Listing courtesy of: , Re/Max Results

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,260 /mo
$2,296 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY
FIREPLACE
DECK
MATURE TREES
COZY

Welcome to the top of Diamond Ridge! This single owner, 4 Bed - 2 Bath home has been lovingly cared for and is located on a quiet, friendly cul de sac with mature trees. A cozy fireplace also awaits you to gather around on those chilly winter evenings. The home also features an extra wide driveway, an attached, heated garage, and a floor drain for easy clean up from snow melt in winter so you'll have more time for what truly matters. The home is move-in ready with lots of upgrades on important items to give you comfort and enjoyment in your new home: New Roof 2016 New Water Heater 2020 New Refrigerator 2022 New Deck & Stairs - April 2023 New Air Conditioner - Summer 2023 New Rain Gutters - Spring 2023 New Garage Door Opener - Summer 2023 Landscape and New Trees - Spring 2024 New Washing Machine - March 2025 A quick drive from the downtown Mayo Clinic Campus, major highways, shopping, dining and fun activities on and around cascade lake! For questions or to schedule a private showing, feel free to call. Don’t miss out on this fantastic opportunity! You won’t want to miss this one!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$2,758.75/mo
Estimated Loan Balance
$339,157
Cash to close
$17,867
Interest Paid
$19,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Aluminum Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Diamond Ridge 16th
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $174.02
  • Tax Annual Amount: $44
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $17,867 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $17,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$337,133
Your Cash$17,867
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,260/mo
Traditional @ 7.15%
$2,382/mo
You save $122/month ($1,467/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6696090

Listing From: northstar

Last updated: 2025-04-18T18:58:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,260 /mo
$2,296 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,867 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $17,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$337,133
Your Cash$17,867
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,260/mo
Traditional @ 7.15%
$2,382/mo
You save $122/month ($1,467/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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