$799,999
($166,660 down)681 Parker St, Oceanside, CA 92057
PITI Monthly
Listing courtesy of: Knute Brookshier, Compass
Assumed Rate
6.16%
7.15%Principal & Interest
$3,973 /mo
$4,400 /moWhat's Special
Turnkey 4-Bedroom Home in Oceanside with Modern Upgrades & Mountain Views! This beautifully updated 4-bedroom home in Oceanside is the perfect blend of style and functionality. The fully redesigned kitchen, completed in August 2024, boasts sleek quartz countertops, a deep black quartz sink, brand-new appliances, and two generous pantries—ideal for any home chef. Recent upgrades throughout the home include fresh interior and exterior paint (2023), modern light fixtures, new flooring, and updated bathroom vanities. A cozy electric fireplace adds warmth to the living space, and the sale includes a wall-mounted TV with Google Chromecast for added convenience. Step outside to enjoy the spacious, fully fenced backyard, perfect for entertaining, gardening, or simply relaxing while taking in the beautiful mountain views. Situated on a large lot, this home offers plenty of outdoor space to make your own. Enjoy peace of mind with a 4-year-old, 30-year roof and a 1-year-old solar system under warranty until 2048, offering energy efficiency for years to come. Move-in ready with thoughtful upgrades throughout—don’t miss your chance to own this exceptional home!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,484.77/mo
Estimated Loan Balance
$634,773
Cash to close
$166,660
Interest Paid
$92,366
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: None
- Heating: ForcedAir, NaturalGas
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: AverageCondition
Roof
- Roof: Asphalt, Shingle
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Stucco
- Roof: Asphalt, Shingle
Condition
- Year Built: 1968
Details
- Builder:
Community & HOA
Community
- Subdivision: Oceanside
- Features: Unknown
HOA
- Has HOA: No
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $645.68
- Tax Annual Amount: $9999.99
- On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $166,660!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 250021244SD
Listing From:
Last updated: 2025-03-18T20:05:27.000Z
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Assumed Rate
6.16%
7.15%Principal & Interest
$3,973 /mo
$4,400 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $166,660!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000Resources
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